Financial health drives engagement, retention, and growth.
But only if you can prove it's working.

Attune is financial health infrastructure — the validated methodology, lifecycle framework, and evidence capabilities that make financial health a usable KPI.

The gap between believing in financial health and operationalizing it:

80%
of customers expect their FI to help improve their financial health
14%
feel their institution actually delivers on that

Every financial institution says financial health matters. Very few can answer basic questions about it:

The problem isn't belief. It's infrastructure. Attune closes that gap.

FHN FinHealth MAP Report, 2021

5.6M+
Members at client institutions
$100B+
In assets across the network
10+
Years of methodology validation
BECU Credit Human Virginia CU Golden 1 Wright-Patt … and major enterprise partners in financial services and insurance

Five stages. One through-line.

Every organization that operationalizes financial health discovers the same five stages. Most are already doing pieces: diagnosis here, coaching there, board reports somewhere else. The stages exist. The connections don't. We didn't invent the lifecycle — we named it.

1
Diagnosis
2
Routing
3
Intervention
4
Reassessment
5
Proof

Same lifecycle. Different entry points.

Whether you need an operating system for the full financial health journey or infrastructure to build on, the lifecycle is universal.

FOR CREDIT UNIONS & EMPLOYERS

The lifecycle

Whether you're starting from scratch or running disconnected programs, connect every investment — education, coaching, counseling, benefits, retirement planning — into one through-line from diagnosis to proof.

Credit Human started with assessment, expanded to an employee wellness portal, and is now connecting financial health data across their entire benefits ecosystem.
See how it works →
FOR ENTERPRISE

The standard

Embed validated financial health assessment in your consumer product. Drive engagement, cross-sell, and retention with the methodology you didn't have to build.

A major credit bureau chose to embed Attune's methodology via API rather than build their own — after evaluating the build-vs-buy tradeoff with their own data science teams.
See how it works →

Built on a decade of financial health research.

The Financial Health Network defined the field of financial health — the frameworks, the research, the measurement methodology used by hundreds of organizations worldwide. Then they built Attune to turn that research into technology. FHN still owns nearly half the company and holds half the board seats. When you work with Attune, you're working with the people who wrote the playbook.

2016
FHN invents the FinHealth Score®.
2020
FHN builds Attune as the technology platform.
2023
Attune becomes independent. FHN keeps the stake and the science.
2026
FHN refines FinHealth Score® v1.1. Attune ships it.
AB

Andy Bandyopadhyay, PhD

Founder & CEO

Deep expertise in survey methodology, statistical analysis, and social science measurement. Personally designed the longitudinal research programs for BECU — turning "is our program working?" into "yes, and we can prove it."

Ready to connect financial health diagnosis to proof?

See how Attune can work for your organization.

Book a Call